

Your Virtual CFO Partner for Financial Excellence
Ditch the financial headache. JB Collective is your virtual CFO, crafting financial clarity and fueling your growth.
Welcome to JB Collective
As Seen In
Say goodbye to financial overwhelm. Picture Cierra Dilliard, a seasoned financial expert, simplifying your journey with personalized strategies designed for your success.
Gain a clear financial picture with our custom-built models and precise business valuations. We provide the insights you need to make informed decisions and maximize your business's value
You have to be the CEO & CFO of your business?
Who said...


I'm your strategic partner in achieving financial excellence. With over five years of practical finance experience, I'm eager to apply my expertise to your business. I thrive on simplifying complex financial concepts, particularly for small businesses, fostering understanding and driving growth.
When not immersed in financial analysis, I cherish my role as a mom & wife. However, my greatest satisfaction lies in helping businesses like yours achieve financial clarity and unlock their full potential.
JB Collective offers a modern approach to financial leadership. As a virtual CFO firm, we provide remote, high-caliber financial support, eliminating the need for a traditional in-house CFO. We specialize in personalized solutions, empowering you to confidently manage your financial landscape. Join me, and together we’ll create a financial experience that’s both empowering and enlightening.
Virtual CFO Cierra
Our Services
Client Review
I'll be honest before working Cierra I knew nothing about business finances and how to manage them. I went from a "hustle" to a LLC thanks to J&B! In the past 7 months of working with Cierra my revenue has increased by 40%, and I am now working towards leaving my 9-5 which has been my goal since I started my business. J&B is DEFINITELY a gem! The growth of my business has been very progressive and she also has helped me in other aspects outside of just financial. You have a forever client Cierra!
Hella Healthy Essentials
With J&B on my team I know exactly how my money is moving. J&B provides me with monthly budgets so there's no overspending, monthly financial goals to encourage an increase in sales, and basic but really necessary advice like obtaining a business banking account. My finances have definitely changed for the better and my sales are progressing because of it. I recommend J&B to anyone who's looking to take that next big step with their business
Karima Williams / Dreamworth & Co
Cierra made me face the reality of my frivolous spending in my business. For months I have been draining my business budget, with going out to eat and buying take out (literally eating in luxury when I should have been eating peanut butter and jelly sandwiches at home). Her precise and detailed budget/plan for me is helping me stay on track for a better more profitable business future! Thanks Finance Bestie!!!
Makiya / Makiya's Wig Studio
Since I’ve joined Jordan & Bright Services and they became my financial bestie. I’ve been able to track my spending, make financial goals, monthly budgeting and more. If you need financial guidance. I will definitely recommend Cierra to be added on your team.
Client Review
What can I say about my Bestie? It’s only been a few months since Cierra and I have become BFFs. Every since she’s come into my life she’s successfully help my business pick up the pace and head in the financial direction that it needed to be. She definitely goes above and beyond to assist you in all your needs. I couldn’t have done this thing called new entrepreneurship without you. Thank you for all you do. My BFF “CC”
Client Review
I was eager to get financial consulting for my business because I was in desperate need of revamping my brand. J&B Financials has lessened my stress by breaking down my goals so now they can be more attainable. I am so glad I chose J&B Financials because I finally have control over my business and not the other way around. Thank you J&B Financials!
A La Carte Services
For established business owners needing a mental break from financial details, JB Collective's à la carte services provide targeted relief. Select only the services you need, like bookkeeping or payroll, and let our experts handle the numbers, freeing you to focus on your core business and regain peace of mind
Business Budget
Business Plans
Monthly Bookkeeping - Integration & Set Up
Payroll Services - Integration & Set-up

We're not just number crunchers; we're partners in your financial journey. Here's why you should choose us:
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Personalized Approach: We understand that one size doesn't fit all. Our solutions are customized to align with your goals and aspirations.
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Stress-Free Financials: Say goodbye to financial stress. Our team is dedicated to making your financial life simpler and more manageable.
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Empowerment Through Knowledge: We believe in demystifying finance. With us, you'll gain a deeper understanding of your finances and the strategies driving your success.
Why Choose JB Collective?

According to a study by the National Association of Virtual CFOs, the number of small businesses using virtual CFO services grew by 25% in 2022. This trend is expected to continue in the coming years as more small businesses realize the benefits of having access to experienced financial professionals without the high cost of hiring a full-time CFO.